£Universal Credit CalculatorGet an instant estimate of your monthly entitlementℹThis calculator provides an estimate only. Your actual Universal Credit entitlement may differ. For a full assessment, contact the Department for Work and Pensions or seek advice from Citizens Advice. 1👤Personal details Your age years You must be 18 or over to claim Universal Credit (16–17 in exceptional circumstances). I am habitually resident in the United Kingdom Universal Credit requires you to be living in the UK. I am currently in full-time education Full-time students are usually not eligible for Universal Credit — exceptions apply if you have dependent children, have a work capability assessment result (LCW/LCWRA), or are in a couple where your partner qualifies. Who is this claim for? Single personJust you Couple (joint claim)You and a partner living together Partner's age years Partner's gross monthly earned income £ Both partners' earnings are combined and subject to the same 55% taper. Enter 0 if not working. 2🏠Housing What is your housing situation? No rental costsLiving with family, or rent-free Private renterRenting from a private landlord Social / council renterCouncil or housing association tenant Mortgage ownerUC has no housing element for mortgages; SMI loan may apply Monthly rent £ Your actual monthly rent. Note: Local Housing Allowance (LHA) caps may apply to private renters. 3👶Children & childcare Number of dependent children The two-child limit normally means only 2 children are funded (exceptions apply). My eldest child was born before 6 April 2017 Affects child element amounts and how the two-child limit is applied. Disabled children — lower rate Children receiving DLA (lower/middle care) or PIP (standard daily living). Disabled children — higher rate Children receiving DLA (highest care), PIP (enhanced daily living), or registered blind. Monthly childcare costs you pay £ UC covers up to 85% of eligible registered childcare costs, up to a monthly cap. 4❤Health & caring Work capability status (WCA outcome) None / not assessedNo WCA outcome, or found fit for work Limited Capability for Work (LCW)WCA placed me in LCW group — I still have some work requirements Limited Capability for Work and Work-Related Activity (LCWRA)WCA placed me in LCWRA group — no work requirements LCW and LCWRA are mutually exclusive outcomes of a Work Capability Assessment (WCA). LCW gives a work allowance only (no extra element since April 2017). LCWRA gives a £416.19/month element plus a work allowance. I provide unpaid care for someone with a disability or health condition The carer element (£198.31/month) requires you to provide at least 35 hours of care per week. Hours of unpaid care per week hrs/wk Must be 35 or more hours per week for the carer element to apply. 5💷Income Work allowanceIf you or your partner are in work and responsible for a child or have a disability, you can earn a certain amount before your Universal Credit is affected.Taper rateFor every £1 you earn above the work allowance, your Universal Credit reduces by 55p. Your gross monthly earnings £ Gross earnings before tax and National Insurance. Enter 0 if not currently working. Monthly pension income £ Deducted pound-for-pound from your UC award. Monthly child maintenance received £ Deducted pound-for-pound from your UC award. Other monthly unearned income £ Any other regular income (e.g. rental income, Carer's Allowance). Deducted pound-for-pound. 6🏦Savings & capital Total savings and capital £ Include bank accounts, ISAs, shares, and investments. Exclude your main home and pension funds. Over £16,000 = not eligible. £6,001–£16,000 = tariff income reduces your award. Calculate my entitlement Reset form